Hereford is a city in Deaf Smith County, Texas, United States. The population was 14,597 at the 2000 census. It is the only incorporated Hereford in the country. It is the county seat of Deaf Smith County. Hereford's local water supply contains an unusually high level of naturally-occurring fluorine. Since fluoride is used to protect against tooth decay, Hereford earned the title "The Town Without a Toothache". High levels consumed by longtime or young residents results in staining, though. It is also known as the Beef Capital of the World because of the large number of cattle fed in the area (the city is named for the Hereford breed). The local economy is affected significantly by growth in the dairy industry and ethanol industry. The area is known for its semi-arid climate with heavy farming and ranching throughout the area sustained by irrigation from the Ogallala Aquifer and the saltier Santa Rosa Aquifer beneath it. A rich Western heritage includes the Las Escarbadas ranch house of the XIT Ranch located southwest of Hereford in Deaf Smith County. The restored historic structure can now be seen at the Texas Tech Ranching Heritage Center.

Personal Bankruptcy Law Lawyers In Hereford Texas

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What is personal bankruptcy law?

Personal Bankruptcy involves the legal process that an insolvent individual takes to insure fairness and equality upon creditors and to help the debtor start anew with the property he or she is allowed to keep without being hampered by liabilities he or she might have accrued. Personal Bankruptcy attorneys advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing -- including Chapter 7 bankruptcy debt discharge plans and Chapter 13 bankruptcy debt repayment plans. Bankruptcy attorneys may also represent creditors seeking to have their rights enforced in connection with a bankruptcy reorganization of a debtor.

Business Bankruptcy attorneys also advise on debt relief options and guide individuals through each phase of a federal bankruptcy filing.

Answers to personal bankruptcy law issues in Texas

There are six basic types of bankruptcy cases provided for under the Bankruptcy Code, each of which is discussed...

Official Bankruptcy Forms must be used to file and take action in bankruptcy cases. Procedural Forms also may be...

Chapter 7 of the Bankruptcy Code provides for "liquidation," ( i.e., the sale of a debtor's nonexempt property and...

Chapter 12 of the Bankruptcy Code provides for adjustment of debts of a "family farmer," or a "family fisherman" as...

The chapter of the Bankruptcy Code providing for adjustment of debts of an individual with regular income. (Chapter...

The Servicemembers' Civil Relief Act applies in bankruptcy cases. It provides protection to members of the military...

Most debtors who file a bankruptcy petition, and many of their creditors, know very little about the bankruptcy...

Laws prohibit debt collectors from using abusive or deceptive tactics to collect a debt. Unfortunately, many...

This varies from state to state and lender to lender, but most lenders don't start foreclosure proceedings until you...